Working Capital

The operational foundation of your business — fast access to funds for any expense.

Working capital is the money a business needs to keep operations running — covering equipment, inventory, payroll, and any day-to-day business expenses. Access to sufficient working capital is frequently the difference between growth and having to shut the doors.

There is no collateral required, no restriction on use of funds, and no lengthy bureaucratic review process.

What Sets This Product Apart

No collateral required
No restriction on use of funds
Approvals in as little as 24 hours
Flexible repayment structures tailored to your cash flow
All industries and credit profiles considered

Common Questions

Frequently asked about Working Capital.

Most applicants receive a decision the same day and funds within 24 hours of approval — often by end of business if the application is submitted before noon.

No. Working capital from RFR Capital can be used for any legitimate business purpose — payroll, inventory, marketing, equipment, repairs, or anything else your business needs.

No collateral is required for working capital financing. Approval is based primarily on your business's monthly revenue and cash flow.

Ready to apply for Working Capital?

Apply in 5 minutes. Get a decision today.

Start Application Schedule a Call

Home Products APPLY NOW Reviews Industries Upload