Invoice Financing

Invoice financing allows a business to sell its unpaid invoices to a lender for an immediate lump-sum payment at a discount. Rather than waiting 30, 60, or 90 days for customers to pay, you receive a cash advance — typically 50% to 90% of the total invoice value — within one business day.

How It Works

Your business sells outstanding invoices to RFR Capital at a small discount. In exchange, you receive an immediate advance of approximately 50–90% of the invoice total. Once your customer pays the invoice, the remaining balance — minus the financing fee — is remitted to you.

Who This Is For

• B2B businesses with outstanding invoices from creditworthy customers
• Companies waiting 30, 60, or 90 days for customers to pay
• Staffing agencies, trucking companies, contractors, and service businesses